FAQs
What life insurance policy is right for me?
No one policy is perfect for everyone. At Roche Life Insurance we work with all of the major insurance carriers and are able to tailor your policy based on your specific needs, while helping keep the cost down. Whether you’re an individual or a family looking to cover final expenses or provide for the loss of income due to death, or you’re a business needing a key-person policy or are interested in a group life insurance policy for your employees, we can help get you the best policy for your needs! You can find a more in depth explanation on some of the products we offer on our services page here or you can contact us directly here for more information or to schedule an appointment.
Why should I get life insurance?
There are many reasons to get life insurance. Final expenses after death can add up quickly, the loss of income to a household because of an early death or a disability, leaving a nest egg for your loved ones, which can all be covered with term and/or whole life insurance. Mortgage and credit protection insurance protects your home or other assets should you die. This type of policy pays off the balance of the loan in the event of your death. Some lenders require this type of insurance as a condition of the loan and it ensures your surviving family members don’t have to worry about paying a mortgage after you pass. You can reach out to us here to us to talk about your specific needs and reasons for getting coverage, we can help you get the policy that meets your needs!
What does an appointment look like and how do I schedule one?
Most of our appointments are done over the phone or virtually over Zoom and other similar platforms, depending on your location in some instances we are able to do in person appointments. During your appointment we will talk about your specific needs, your financial situation and what you want to provide for your loved ones and leave behind when you pass. We will talk about different policy types and how they work, what information you need to provide on an application, how premiums are calculated, and what policy and policy riders would be a good fit for you..
To schedule an appointment contact us here.
Where are you located?
We are based in the State of Florida and currently operate in Florida and Tennessee.
We are in the process of expanding operations to other states, but in the mean time, if you live in a state where we do business, we would be happy to connect you with agent from our national network licensed to sell policies in your state.
What if I have more questions?
You can contact us directly here with any questions you have, to inquire about coverage, or to set up an appointment.